Free calculators for mortgages, loans, investing, retirement, taxes, and financial planning — built for Canada and the USA.
Showing 4 Investing calculators
Compound Interest Calculator
See how your savings grow with the power of compounding over time.
ROI Calculator
Calculate return on investment, break-even point, and annualized ROI for any investment or project.
Investment Fees Calculator
See how management fees and MERs compound over time to erode your returns.
Lump Sum vs Monthly Investment Calculator
Compare investing a lump sum immediately versus spreading the same amount as equal monthly contributions over time.
FinCalcSmart offers 23 free financial calculators for residents of Canada and the USA. Every calculator includes AI-assisted analysis to help users understand their results, not just see the numbers. From mortgage payments and retirement planning to income tax estimates and investment growth, these tools cover key personal finance decisions.
All calculators are educational estimates only. Results do not constitute financial, tax, legal, or investment advice. For official tax calculations, consult the CRA in Canada or the IRS in the USA.